Retirement planning & financial planning are not popular activities Allianz Life Insurance Company of North America conducted a survey of 3,000 Americans for a study entitled, “The Gift of Time.”1  In that survey, 72% of the respondents indicated they had no financial advisor although nearly one-half wanted guaranteed lifetime income and almost one-third would like help with finances through the changing stages of life. “A recent study [...]

A few decades ago, a wise man asked a Bible college administrator why there were no financial courses offered to help train future ministry personnel in the importance of balanced budgets and saving for retirement.  The administrator responded that there were simply insufficient course hours available at the undergraduate level for such a class. Including a course in personal finance would require the elimination of other courses [...]

Millennials are not saving at all, let alone saving enough for retirement. They have been turned off to saving by the materialism of their elders’ cultural values. Millennials cannot be sufficiently motivated to think about retirement. Reports and surveys about Millennials and their interest in planning for their financial future are plentiful. Most finish with conclusions similar to those above. Anyone Can Save However, the NAPA Net [...]