Financial Freedom – Page 3

Maintaining flexibility is a key for everyone – particularly seniors!

Flexibility is a key element for achieving and maintaining athletic activity. It is also a significant element in maintaining health and the ability to pursue our passions during the senior years. Developing and maintaining physical flexibility helps reduce the risk of injury, maintain good balance, and improves range of motion.

The process of ageing is commonly accompanied by a reduction in the elasticity of our skin, muscle tone, […]

reggie2020-06-08T14:32:47+00:00June 8th, 2020|

Calling all recent college grads & rising college seniors…

It is Friday June 4, and 2020 has been a CRAZY year…particularly for the recent college grads and rising seniors. Your last college semester was not upset…it was torn apart. You were sent home and you were forced to join the online college program, even if you didn’t want to. Your spring sports, spring banquets, end of the semester planned travel, and your graduation was cancelled. For […]

reggie2020-06-17T12:28:18+00:00June 5th, 2020|

Two additional sources of confusion during 2020

Following an email exchange with a group of leaders yesterday, one member responded, “We need to reboot 2020, this version has a virus.” This year to date has been filled with optimism, pessimism, confusion, frustration, grief, racial tension, racial reconciliation, lament, and more. From a highly contagious virus, to an economic shutdown, to horrific losses of life, to peaceful protests, to riots accompanied by property destruction and […]

reggie2020-06-03T15:08:58+00:00June 3rd, 2020|

Avoiding a derailment of our financial future

Thankfully, train derailments are not a part of daily life. Those considered minor result in destruction of property, disruption of the operation of the railroad and the schedules of a vast number of people. Major derailments may be catastrophic. The three top causes of derailments are negligence, human error, and reckless actions of pedestrians and drivers. The top three causes of train wrecks/derailments are all based in […]

reggie2020-06-01T14:21:32+00:00June 1st, 2020|

If retirement isn’t on the burner, it needs to be!

Retirement is a difficult subject for younger generations. The entire concept seems a bit foggy and out of focus. For someone who has recently begun a career, planning a vacation or the next date is more exciting. Saving is challenging when there are student loans to pay and graduate school begins soon. Planning for a stage of life 40 years away may seem tiresome for couples who […]

reggie2020-05-27T01:17:55+00:00May 27th, 2020|

Install a Safer Barrier for Retirement – Keeping Your Plans on Track

Chances are, if you are a fan of NASCAR or the Indy Racing League (IRL), you know what safer barriers are. The Steel And Foam Energy Reduction (SAFER) barrier was designed by a team of engineers in collaboration with NASCAR and the IRL. These barriers are designed to absorb the dynamic energy that is released when a race car, traveling at a high speed, crashes into a […]

reggie2020-05-22T02:00:45+00:00May 22nd, 2020|

Lifetime Income – a Foundation for Retirement

In 2016, Liz Davidson began an article with the words, “Our retirement is not our parent’s retirement.” What an illustration of understatement as literary device! Fifty plus years ago, I remember discussions my parents had with coworkers, family, church friends, and others about retirement. They normally centered around 1) the pension provided by a company, 2) Social Security, and 3) (when only immediate family was present) […]

reggie2020-05-15T11:51:44+00:00May 15th, 2020|

Have World Events Increased Your Retirement Worries? – Some Expenses Go Down in Retirement

Five short months ago, many began the new year thinking “2020 is going to be my year!” We began with such optimism. Now many of wonder, “When will sports return?”, “When will we be able to watch new TV programming that is NOT a news show?”, “When will the COVID-19 virus end?”, and maybe “Will I ever be able to buy toilet tissue and paper towels again?”

Of […]

reggie2020-05-11T13:25:39+00:00May 11th, 2020|

Are Lower Gasoline Prices Good News or BAD?

Have the cheaper gas prices been a welcome sight? Sure.

Those of us old enough to remember gasoline prices under 30 CENTS per gallon (yes…we are now seasoned citizens) also remember the oil embargo of 1973 that caused price increases and lines at the gas pump. We also remember the oil crisis of 1979 which resulted in shortages around the world, prices doubling overnight, gasoline stations not having […]

reggie2020-05-08T13:08:48+00:00May 8th, 2020|

Will the economic recovery be an U, a V, a W, or swoosh – This really is not the point!

Do you worry what is ahead for the American economy in the aftermath of the COVID-19 shutdown? Do you wonder if your 403(b) account will recover fast enough to help fund the retirement you dreamed of?

MORE than 30 million people have lost their jobs in the six-week period ending April 25! Oil prices collapsed, because of a world glut due to a lack of demand. As this […]

reggie2020-05-01T12:33:15+00:00April 30th, 2020|