Saving for the future – an ancient, universal principal

We live in an incredible age of immediate gratification! When we want something, it is likely we can get it almost immediately. The lighting and temperature of our home may be controlled from an app on our phone…even if we are far away. Last week, the driver’s side window of my convertible suddenly stopped dropping whenever the door was opened (a characteristic of convertible automobiles). Rather than […]

2020-07-20T15:34:05+00:00July 20th, 2020|

Everything You Need to Know About Budgeting – maybe!

Hey, we know budgeting is no picnic. It can be (and has been) described as difficult, laborious, painful, tough, tiresome, galling, onerous, and perhaps a gargantuan pain in the neck! That is why there are creators of software, apps, and plans always trying to create something that will make it easier and more understandable. Significant profit potential awaits the creator of the software/app that reviewers tout as […]

2020-06-15T16:25:58+00:00June 15th, 2020|

Maintaining flexibility is a key for everyone – particularly seniors!

Flexibility is a key element for achieving and maintaining athletic activity. It is also a significant element in maintaining health and the ability to pursue our passions during the senior years. Developing and maintaining physical flexibility helps reduce the risk of injury, maintain good balance, and improves range of motion.

The process of ageing is commonly accompanied by a reduction in the elasticity of our skin, muscle tone, […]

2020-06-08T14:32:47+00:00June 8th, 2020|

Calling all recent college grads & rising college seniors…

It is Friday June 4, and 2020 has been a CRAZY year…particularly for the recent college grads and rising seniors. Your last college semester was not upset…it was torn apart. You were sent home and you were forced to join the online college program, even if you didn’t want to. Your spring sports, spring banquets, end of the semester planned travel, and your graduation was cancelled. For […]

2020-06-17T12:28:18+00:00June 5th, 2020|

Avoiding a derailment of our financial future

Thankfully, train derailments are not a part of daily life. Those considered minor result in destruction of property, disruption of the operation of the railroad and the schedules of a vast number of people. Major derailments may be catastrophic. The three top causes of derailments are negligence, human error, and reckless actions of pedestrians and drivers. The top three causes of train wrecks/derailments are all based in […]

2020-06-01T14:21:32+00:00June 1st, 2020|

If retirement isn’t on the burner, it needs to be!

Retirement is a difficult subject for younger generations. The entire concept seems a bit foggy and out of focus. For someone who has recently begun a career, planning a vacation or the next date is more exciting. Saving is challenging when there are student loans to pay and graduate school begins soon. Planning for a stage of life 40 years away may seem tiresome for couples who […]

2020-05-27T01:17:55+00:00May 27th, 2020|

Install a Safer Barrier for Retirement – Keeping Your Plans on Track

Chances are, if you are a fan of NASCAR or the Indy Racing League (IRL), you know what safer barriers are. The Steel And Foam Energy Reduction (SAFER) barrier was designed by a team of engineers in collaboration with NASCAR and the IRL. These barriers are designed to absorb the dynamic energy that is released when a race car, traveling at a high speed, crashes into a […]

2020-05-22T02:00:45+00:00May 22nd, 2020|

Controlling Everyday Expenses – Auto Insurance

“Insurance,” the mere mention of the word has the potential of triggering memories of unhappy phone calls wrangling with people in some distant call center. Insurance in all its forms seems to be accompanied with thoughts of expensive premiums and unfeeling corporate entities. Friends who own vacation property were recently complaining about the inability to control the annual increase in premiums.

Insurance can be frustrating…until…you need the benefits […]

2020-05-06T14:35:26+00:00May 6th, 2020|

Prioritize the use of the 2020 COVID-19 stimulus check – or any special source funds

We are relatively certain that this is not “news” to anyone, If you have not already received the 2020 COVID-19 stimulus funds from the US Treasury, do not worry. Either by direct deposit into your account, or check delivered by the US Post Office, the Department of the Treasury will issue to:

  • individuals with an adjusted gross income up to $75,000 per year an amount up to […]
2020-04-24T16:11:17+00:00April 22nd, 2020|

You Must Have Structure In Your Financial Life!

If you fail to plan, you fail…

Both Benjamin Franklin and Sir Winston Churchill have been credited with the oft repeated proverb, “He who fails to plan is planning to fail.”1 Approximately 2000 years ago, Jesus spoke of the wisdom of thinking clearly about the future. He said no one would attempt to build a tower without a solid estimate of the cost and no king would go […]

2020-04-24T16:21:02+00:00August 8th, 2017|