Retirement Planning – Page 2

Pennie offers principles to guide financial decisions

Over the years there have been several published advice columnists who have answered questions from readers. Random House distributed Abigail Van Buren’s advice for decades. Ann Landers answered questions from anyone willing to pour out their heart. As recently as 2000, those two trusted advisors were published in over 500 newspapers across the USA.

These two headliners spurred others to offer similar, although more targeted, Q&A columns. Billy […]

reggie2020-09-03T14:33:24+00:00September 3rd, 2020|

Fielding this routine groundball can change your future

Today, I would like to address those serving in the early years of their ministry. Follow closely.

Baseball is a game made up of intricate movements. Those who watch a game on television never see ninety percent of the shifts and adjustments that affect the outcome. Those who attend games may observe only fifteen percent more. Fans are waiting for the game changing moment. They await the key […]

reggie2020-08-31T15:53:46+00:00August 31st, 2020|

Taming the BITE of the Windfall Elimination Provision

In July, USA TODAY published an article about a stealthy, nasty financial predator lurking in the weeds. This predator is not seeking a living breathing prey. No, the focus of the appetite of this beast is your retirement income…specifically the benefits promised under the Social Security Administration!

This money hungry animal of prey is known as the Windfall Elimination Provision (WEP). The WEP is adept at hiding […]

reggie2020-08-24T16:27:39+00:00August 24th, 2020|

Avoiding the sound of “splat” while accepting risk

Last week, we posted thoughts on the necessity of accepting risk into life. God wants our heart, our mind, and our life open to others. This openness places us in a position where our feelings can be hurt, our emotions can erupt, and our lives can seem crushed. Opening ourselves also allows God to use the talents he has given us to bless others. It allows the […]

reggie2020-07-30T12:43:00+00:00July 30th, 2020|

Safely correcting course when you discover you made a wrong turn!

I have been guilty of making an abundance of wrong turns in my life. Duh! I am, after all, a man. You are well acquainted with the stereotype, men do not ask for directions, we crank the car and we DRIVE! Thankfully I have never made a wrong turn like the one depicted in the image above, or one driver’s missed turn recorded on Youtube here. […]

reggie2020-06-25T13:00:56+00:00June 25th, 2020|

Principles to remember when the road ahead is rough

2020 has presented a wealth of rough roads to traverse! So, what else is new? We are not being flippant about the issues we face. We need to remember the same financial, emotional, and racial issues have been before us for many years. The difference this year is the precise situations and circumstances have heightened our emotions and affected our response.

Though being a Baby Boomer is sometimes […]

reggie2020-06-22T14:56:02+00:00June 22nd, 2020|

Maintaining flexibility is a key for everyone – particularly seniors!

Flexibility is a key element for achieving and maintaining athletic activity. It is also a significant element in maintaining health and the ability to pursue our passions during the senior years. Developing and maintaining physical flexibility helps reduce the risk of injury, maintain good balance, and improves range of motion.

The process of ageing is commonly accompanied by a reduction in the elasticity of our skin, muscle tone, […]

reggie2020-06-08T14:32:47+00:00June 8th, 2020|

Calling all recent college grads & rising college seniors…

It is Friday June 4, and 2020 has been a CRAZY year…particularly for the recent college grads and rising seniors. Your last college semester was not upset…it was torn apart. You were sent home and you were forced to join the online college program, even if you didn’t want to. Your spring sports, spring banquets, end of the semester planned travel, and your graduation was cancelled. For […]

reggie2020-06-17T12:28:18+00:00June 5th, 2020|

Two additional sources of confusion during 2020

Following an email exchange with a group of leaders yesterday, one member responded, “We need to reboot 2020, this version has a virus.” This year to date has been filled with optimism, pessimism, confusion, frustration, grief, racial tension, racial reconciliation, lament, and more. From a highly contagious virus, to an economic shutdown, to horrific losses of life, to peaceful protests, to riots accompanied by property destruction and […]

reggie2020-06-03T15:08:58+00:00June 3rd, 2020|

Avoiding a derailment of our financial future

Thankfully, train derailments are not a part of daily life. Those considered minor result in destruction of property, disruption of the operation of the railroad and the schedules of a vast number of people. Major derailments may be catastrophic. The three top causes of derailments are negligence, human error, and reckless actions of pedestrians and drivers. The top three causes of train wrecks/derailments are all based in […]

reggie2020-06-01T14:21:32+00:00June 1st, 2020|