maximize retirement income

Let’s help create a better financial future for those serving in ministry

If you are an elder or staff leader in a local church, this blog post is intended for you. If you serve on the board of a mission work, I hope this reaches your desk. Likewise, if your service includes the responsibility for directing a Christian camp, campus ministry, or nonprofit organization, I hope you will carefully think about the important issue of the future of those […]

2020-11-30T19:07:20+00:00November 30th, 2020|

A hopeful retirement paradigm for those in ministry, missions, & nonprofit service

Paradigms are powerful. The Oxford English Dictionary defines them as “a pattern or model.” The word was obscure until Thomas Kuhn used it referring to a set of concepts and practices defining a scientific discipline in his 1962 book, The Structure of Scientific Revolutions. Now, it is popularly used to define how someone looks at anything.

Our personal retirement paradigm is built from our hopes and dreams (what […]

2020-09-21T11:30:07+00:00September 21st, 2020|

Pennie offers principles to guide financial decisions

Over the years there have been several published advice columnists who have answered questions from readers. Random House distributed Abigail Van Buren’s advice for decades. Ann Landers answered questions from anyone willing to pour out their heart. As recently as 2000, those two trusted advisors were published in over 500 newspapers across the USA.

These two headliners spurred others to offer similar, although more targeted, Q&A columns. Billy […]

2020-09-03T14:33:24+00:00September 3rd, 2020|

Taming the BITE of the Windfall Elimination Provision

In July, USA TODAY published an article about a stealthy, nasty financial predator lurking in the weeds. This predator is not seeking a living breathing prey. No, the focus of the appetite of this beast is your retirement income…specifically the benefits promised under the Social Security Administration!

This money hungry animal of prey is known as the Windfall Elimination Provision (WEP). The WEP is adept at hiding […]

2020-08-24T16:27:39+00:00August 24th, 2020|