Financial Freedom

Don’t be paralyzed by financial analysis – There is more than one road to success

One of the major reasons people avoid planning for their financial future is the fear of making a mistake. There are so many questions, so many choices, and so many variables that it is easy to say, “Forget it. It would be easier to try giving the cat a bath than sort this out.” When a family does eventually decide they do need to plan ahead, the […]

2021-03-01T18:03:19+00:00March 1st, 2021|

With everything going on, where should we focus our attention?

The world is in a mess. Every day there seems to be something to disturb or shock us! Operation Warp Speed resulted in vaccines for the novel virus COVID-19 in months instead of years. However, there are concerns about the safety and the efficacy of these miraculous developments. The New York Times published an article worrying, “it’s unclear how well they will curb the spread of […]

2021-01-18T18:47:06+00:00January 18th, 2021|

It’s time to examine ourselves and prepare for the future

December of 2020 is not only a time to eagerly await turning the calendar, this is the opportunity to take our final exam. How have we conducted our lives, and how will we prepare for the coming days ahead?

It is worth noting Rodgers and Hammerstein didn’t include final exams in the lyrics of “My Favorite Things.” I endured examinations as a student, often murmuring along with fellow […]

2020-12-07T18:19:23+00:00December 7th, 2020|

Let’s help create a better financial future for those serving in ministry

If you are an elder or staff leader in a local church, this blog post is intended for you. If you serve on the board of a mission work, I hope this reaches your desk. Likewise, if your service includes the responsibility for directing a Christian camp, campus ministry, or nonprofit organization, I hope you will carefully think about the important issue of the future of those […]

2020-11-30T19:07:20+00:00November 30th, 2020|

Charting the course of retirement: What will it cost?

One of the famous segments of the 1987 play and 1989 movie Driving Miss Daisy is the trip to Mobile to celebrate Miss Daisy’s brother’s birthday. Holding firmly to the map in the back seat, Miss Daisy became confused, told Hoke to make a wrong turn, and they found themselves far off the planned route. Even now, with GPS units built into a phone or automobile, we […]

2020-10-26T15:16:31+00:00October 26th, 2020|

We are all in our 50’s. How can we improve our retirement?

Planning for the future for those in their 50’s may seem easy, but it isn’t! People in this general age group know they NEED to get really serious about their future, but they live in the “land of a 1000 obstacles” to borrow from the title of the 1960’s R&B/Hip-Hop song. There are family demands as children graduate, move into their first career, marry, and buy their […]

2020-10-12T18:50:00+00:00October 12th, 2020|

Help, we are in our 60’s. What should we be doing about retirement?

We are asked that question frequently. Sometimes, it comes from those who have saved little to nothing for the future. Occasionally, it comes from those who are seeking investment advice about how to manage their savings and investments. Today, we are offering thoughts on what those in their 60’s should be thinking about and doing to plan for the future.

The most important question for someone 60+ does […]

2020-10-05T16:59:24+00:00October 5th, 2020|

A hopeful retirement paradigm for those in ministry, missions, & nonprofit service

Paradigms are powerful. The Oxford English Dictionary defines them as “a pattern or model.” The word was obscure until Thomas Kuhn used it referring to a set of concepts and practices defining a scientific discipline in his 1962 book, The Structure of Scientific Revolutions. Now, it is popularly used to define how someone looks at anything.

Our personal retirement paradigm is built from our hopes and dreams (what […]

2020-09-21T11:30:07+00:00September 21st, 2020|

Pennie offers principles to guide financial decisions

Over the years there have been several published advice columnists who have answered questions from readers. Random House distributed Abigail Van Buren’s advice for decades. Ann Landers answered questions from anyone willing to pour out their heart. As recently as 2000, those two trusted advisors were published in over 500 newspapers across the USA.

These two headliners spurred others to offer similar, although more targeted, Q&A columns. Billy […]

2020-09-03T14:33:24+00:00September 3rd, 2020|

Fielding this routine groundball can change your future

Today, I would like to address those serving in the early years of their ministry. Follow closely.

Baseball is a game made up of intricate movements. Those who watch a game on television never see ninety percent of the shifts and adjustments that affect the outcome. Those who attend games may observe only fifteen percent more. Fans are waiting for the game changing moment. They await the key […]

2020-08-31T15:53:46+00:00August 31st, 2020|
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