Market Volatility

We are all in our 50’s. How can we improve our retirement?

Planning for the future for those in their 50’s may seem easy, but it isn’t! People in this general age group know they NEED to get really serious about their future, but they live in the “land of a 1000 obstacles” to borrow from the title of the 1960’s R&B/Hip-Hop song. There are family demands as children graduate, move into their first career, marry, and buy their […]

2020-10-12T18:50:00+00:00October 12th, 2020|

Avoiding the sound of “splat” while accepting risk

Last week, we posted thoughts on the necessity of accepting risk into life. God wants our heart, our mind, and our life open to others. This openness places us in a position where our feelings can be hurt, our emotions can erupt, and our lives can seem crushed. Opening ourselves also allows God to use the talents he has given us to bless others. It allows the […]

2020-07-30T12:43:00+00:00July 30th, 2020|

Calming the seas in periods of uncertainty

2020 has been one of the most unpredictable years in many generations, and there is more uncertainty ahead. Will public schools open in the fall? How will parents deal with children staying at home and learning online when their work situations are hanging in the balance? Will the COVID-19 virus continue unabated or will it begin to diminish? Will the people of the USA reach herd immunity? […]

2020-07-09T14:07:30+00:00July 9th, 2020|

Safely correcting course when you discover you made a wrong turn!

I have been guilty of making an abundance of wrong turns in my life. Duh! I am, after all, a man. You are well acquainted with the stereotype, men do not ask for directions, we crank the car and we DRIVE! Thankfully I have never made a wrong turn like the one depicted in the image above, or one driver’s missed turn recorded on Youtube here. […]

2020-06-25T13:00:56+00:00June 25th, 2020|

Decisions based solely upon headlines will send our heads spinning!

Clickbait is defined as “a sensationalized headline or piece of text on the Internet designed to entice people to follow a link to an article.” Merriam-Webster adds this to the definition “the link leads to content of dubious value or interest.” Clickbait is easy to find. With the mushrooming polarization of the press, political pundits, and the general populace, clickbait is a powerful tool in […]

2020-06-10T02:06:27+00:00June 10th, 2020|

Maintaining flexibility is a key for everyone – particularly seniors!

Flexibility is a key element for achieving and maintaining athletic activity. It is also a significant element in maintaining health and the ability to pursue our passions during the senior years. Developing and maintaining physical flexibility helps reduce the risk of injury, maintain good balance, and improves range of motion.

The process of ageing is commonly accompanied by a reduction in the elasticity of our skin, muscle tone, […]

2020-06-08T14:32:47+00:00June 8th, 2020|

If retirement isn’t on the burner, it needs to be!

Retirement is a difficult subject for younger generations. The entire concept seems a bit foggy and out of focus. For someone who has recently begun a career, planning a vacation or the next date is more exciting. Saving is challenging when there are student loans to pay and graduate school begins soon. Planning for a stage of life 40 years away may seem tiresome for couples who […]

2020-05-27T01:17:55+00:00May 27th, 2020|

Install a Safer Barrier for Retirement – Keeping Your Plans on Track

Chances are, if you are a fan of NASCAR or the Indy Racing League (IRL), you know what safer barriers are. The Steel And Foam Energy Reduction (SAFER) barrier was designed by a team of engineers in collaboration with NASCAR and the IRL. These barriers are designed to absorb the dynamic energy that is released when a race car, traveling at a high speed, crashes into a […]

2020-05-22T02:00:45+00:00May 22nd, 2020|

Have World Events Increased Your Retirement Worries? – Some Expenses Go Down in Retirement

Five short months ago, many began the new year thinking “2020 is going to be my year!” We began with such optimism. Now many of wonder, “When will sports return?”, “When will we be able to watch new TV programming that is NOT a news show?”, “When will the COVID-19 virus end?”, and maybe “Will I ever be able to buy toilet tissue and paper towels again?”

Of […]

2020-05-11T13:25:39+00:00May 11th, 2020|

Will the economic recovery be an U, a V, a W, or swoosh – This really is not the point!

Do you worry what is ahead for the American economy in the aftermath of the COVID-19 shutdown? Do you wonder if your 403(b) account will recover fast enough to help fund the retirement you dreamed of?

MORE than 30 million people have lost their jobs in the six-week period ending April 25! Oil prices collapsed, because of a world glut due to a lack of demand. As this […]

2020-05-01T12:33:15+00:00April 30th, 2020|