no fear

It is time to charge into the future…confidently!

We can hear the voices of concern, “Confidently charge into the future? With all this uncertainty? How can anyone be confident about the future when France, Germany, and London have all entered month long lockdowns, and COVID infection numbers are on the rise in the USA? How can anyone charge into the future confidently when the supporters of Presidential candidates attack one another with ferocity unremembered from […]

2020-11-02T18:28:28+00:00November 2nd, 2020|

Don’t be the reason for the smile on the phisherman’s face

Look at the HUGE smile on the face of the fisherman in the photo accompanying this post! He had every reason to have that smile. He had gone fishing in St. Mary’s County, Maryland and caught the trophy fish! He had to work to bring it in. The photo of him with the big grin, holding the fish, may well have been framed and hung in his […]

2020-08-27T13:48:48+00:00August 27th, 2020|

Avoiding the sound of “splat” while accepting risk

Last week, we posted thoughts on the necessity of accepting risk into life. God wants our heart, our mind, and our life open to others. This openness places us in a position where our feelings can be hurt, our emotions can erupt, and our lives can seem crushed. Opening ourselves also allows God to use the talents he has given us to bless others. It allows the […]

2020-07-30T12:43:00+00:00July 30th, 2020|

Protect your eggs! But don’t go overboard!

“Don’t put all of your eggs in one basket,” is an age old, well-worn piece of advice. My father first remembered it when his mother sent him to fetch fresh eggs from a neighbor, circa 1919. I used the phrase often, in a far less literal manner, during the years I worked as a personal financial planner. It actually made its first appearance in the early 1600s […]

2020-07-23T12:08:18+00:00July 23rd, 2020|

Want to change your mood? Change what is on your screen!

One useful step in changing your current mood and outlook is, “Change what is on your screen.” It can be done!

Seconds prior to joining yesterday’s church service, my watch buzzed on my wrist. A quick glance showed my “Weekly Screen Time Report” was available. My mind briefly pondered how life has changed over the past years, amazed that a watch could now report how I spent time […]

2020-07-13T18:03:44+00:00July 13th, 2020|

A few ideas to make your day, your life, or your retirement better

Headed into the Monday of the first full week of July, we have found some impressive headlines in the news. Here are a sample. “This ONE change could undermine the retirement security of millions of Americans.” “This ONE thing could help more workers retire with money.” “This ONE decision can change your 401K.” “ONE foolproof way to create retirement income for the rest of your life.” “This […]

2020-07-06T14:54:18+00:00July 6th, 2020|

Principles to remember when the road ahead is rough

2020 has presented a wealth of rough roads to traverse! So, what else is new? We are not being flippant about the issues we face. We need to remember the same financial, emotional, and racial issues have been before us for many years. The difference this year is the precise situations and circumstances have heightened our emotions and affected our response.

Though being a Baby Boomer is sometimes […]

2020-06-22T14:56:02+00:00June 22nd, 2020|

When the darkness deepens – step into the light!

Just one week ago, we posted on the confusion of our times, “Decisions based solely upon headlines will send our heads spinning!” To be honest, this headline may have been a gross understatement. Since then, we have seen friends posting on social media about “going away for a while.” During more than one conversation we have heard, “I want to put my head in the sand.”

The sentiment […]

2020-06-18T13:57:18+00:00June 18th, 2020|

Everything You Need to Know About Budgeting – maybe!

Hey, we know budgeting is no picnic. It can be (and has been) described as difficult, laborious, painful, tough, tiresome, galling, onerous, and perhaps a gargantuan pain in the neck! That is why there are creators of software, apps, and plans always trying to create something that will make it easier and more understandable. Significant profit potential awaits the creator of the software/app that reviewers tout as […]

2020-06-15T16:25:58+00:00June 15th, 2020|

Calling all recent college grads & rising college seniors…

It is Friday June 4, and 2020 has been a CRAZY year…particularly for the recent college grads and rising seniors. Your last college semester was not upset…it was torn apart. You were sent home and you were forced to join the online college program, even if you didn’t want to. Your spring sports, spring banquets, end of the semester planned travel, and your graduation was cancelled. For […]

2020-06-17T12:28:18+00:00June 5th, 2020|
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