Investment Strategy

Don’t be paralyzed by financial analysis – There is more than one road to success

One of the major reasons people avoid planning for their financial future is the fear of making a mistake. There are so many questions, so many choices, and so many variables that it is easy to say, “Forget it. It would be easier to try giving the cat a bath than sort this out.” When a family does eventually decide they do need to plan ahead, the […]

2021-03-01T18:03:19+00:00March 1st, 2021|

We are all in our 50’s. How can we improve our retirement?

Planning for the future for those in their 50’s may seem easy, but it isn’t! People in this general age group know they NEED to get really serious about their future, but they live in the “land of a 1000 obstacles” to borrow from the title of the 1960’s R&B/Hip-Hop song. There are family demands as children graduate, move into their first career, marry, and buy their […]

2020-10-12T18:50:00+00:00October 12th, 2020|

Avoiding the sound of “splat” while accepting risk

Last week, we posted thoughts on the necessity of accepting risk into life. God wants our heart, our mind, and our life open to others. This openness places us in a position where our feelings can be hurt, our emotions can erupt, and our lives can seem crushed. Opening ourselves also allows God to use the talents he has given us to bless others. It allows the […]

2020-07-30T12:43:00+00:00July 30th, 2020|

Safely correcting course when you discover you made a wrong turn!

I have been guilty of making an abundance of wrong turns in my life. Duh! I am, after all, a man. You are well acquainted with the stereotype, men do not ask for directions, we crank the car and we DRIVE! Thankfully I have never made a wrong turn like the one depicted in the image above, or one driver’s missed turn recorded on Youtube here. […]

2020-06-25T13:00:56+00:00June 25th, 2020|

Maintaining flexibility is a key for everyone – particularly seniors!

Flexibility is a key element for achieving and maintaining athletic activity. It is also a significant element in maintaining health and the ability to pursue our passions during the senior years. Developing and maintaining physical flexibility helps reduce the risk of injury, maintain good balance, and improves range of motion.

The process of ageing is commonly accompanied by a reduction in the elasticity of our skin, muscle tone, […]

2020-06-08T14:32:47+00:00June 8th, 2020|

If retirement isn’t on the burner, it needs to be!

Retirement is a difficult subject for younger generations. The entire concept seems a bit foggy and out of focus. For someone who has recently begun a career, planning a vacation or the next date is more exciting. Saving is challenging when there are student loans to pay and graduate school begins soon. Planning for a stage of life 40 years away may seem tiresome for couples who […]

2020-05-27T01:17:55+00:00May 27th, 2020|

Lifetime Income – a Foundation for Retirement

In 2016, Liz Davidson began an article with the words, “Our retirement is not our parent’s retirement.” What an illustration of understatement as literary device! Fifty plus years ago, I remember discussions my parents had with coworkers, family, church friends, and others about retirement. They normally centered around 1) the pension provided by a company, 2) Social Security, and 3) (when only immediate family was present) […]

2020-05-15T11:51:44+00:00May 15th, 2020|

Will the economic recovery be an U, a V, a W, or swoosh – This really is not the point!

Do you worry what is ahead for the American economy in the aftermath of the COVID-19 shutdown? Do you wonder if your 403(b) account will recover fast enough to help fund the retirement you dreamed of?

MORE than 30 million people have lost their jobs in the six-week period ending April 25! Oil prices collapsed, because of a world glut due to a lack of demand. As this […]

2020-05-01T12:33:15+00:00April 30th, 2020|

Boring May Be Better Than Exciting!

This week, our post is to the point and brief. Building wealth is better done slowly! While focusing on building wealth slowly may emotionally equate to boring, the outcome will normally be much more gratifying.

Choose investments that are more easily understood. Choosing investment options that seek to limit downside risk often results in solid long-term results. Remember, the dramatic accumulation of wealth occurs after many years of […]

2020-04-24T16:15:08+00:00October 3rd, 2017|

Prepared for Retirement Part 3 – A Lesson in Construction Management

Constructing an income stream for retirement is not unlike constructing a residence or commercial structure. An architect and contractor must understand the challenges presented by the regional geology and specific soil composition around the building. Possession of this critical knowledge guides the decisions about materials used and changes that must be made in the construction process.

One of the great risks that may undermine anyone’s retirement cash flow […]

2020-04-24T16:28:04+00:00July 4th, 2017|